{"id":5673,"date":"2025-03-23T22:23:01","date_gmt":"2025-03-23T16:53:01","guid":{"rendered":"https:\/\/thenewspost4u.com\/?p=5673"},"modified":"2025-03-23T22:23:01","modified_gmt":"2025-03-23T16:53:01","slug":"jlkm-karega-andolan","status":"publish","type":"post","link":"https:\/\/thenewspost4u.com\/?p=5673","title":{"rendered":"\u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0935\u093f\u092d\u093e\u0917 \u092e\u0947\u0902 \u0935\u0947\u0924\u0928 \u0914\u0930 EPF \u0917\u0921\u093c\u092c\u0921\u093c\u0940 \u092a\u0930 JLKM \u0915\u0930\u0947\u0917\u093e \u0906\u0902\u0926\u094b\u0932\u0928"},"content":{"rendered":"<p><strong>\u0924\u0940\u0928 \u091a\u0930\u0923\u094b\u0902 \u092e\u0947\u0902 \u0939\u094b\u0917\u093e \u0935\u093f\u0930\u094b\u0927 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928<\/strong><\/p>\n<p><strong>\u0930\u093f\u092a\u094b\u0930\u094d\u091f \u00a0\u0938\u0941\u0926\u0930\u094d\u0936\u0928<\/strong><\/p>\n<p><strong>\u0917\u093f\u0930\u093f\u0921\u0940\u0939:<\/strong> \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0935\u093f\u092d\u093e\u0917 \u092e\u0947\u0902 \u0915\u093e\u0930\u094d\u092f\u0930\u0924 \u0906\u0909\u091f\u0938\u094b\u0930\u094d\u0938\u093f\u0902\u0917 \u0915\u0930\u094d\u092e\u093f\u092f\u094b\u0902 \u0915\u094b \u0935\u0947\u0924\u0928 \u0915\u091f\u094c\u0924\u0940 \u0914\u0930 \u092d\u0935\u093f\u0937\u094d\u092f \u0928\u093f\u0927\u093f (EPF) \u092e\u0947\u0902 \u0905\u0928\u093f\u092f\u092e\u093f\u0924\u0924\u093e\u0913\u0902 \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e \u092a\u0921\u093c \u0930\u0939\u093e \u0939\u0948\u0964 \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u0938\u0947 \u091a\u0932\u0940 \u0906 \u0930\u0939\u0940 \u0907\u0938 \u0938\u092e\u0938\u094d\u092f\u093e \u0915\u094b \u0932\u0947\u0915\u0930 \u092a\u0939\u0932\u0947 \u092d\u0940 \u0915\u0908 \u092c\u093e\u0930 \u0906\u0935\u093e\u091c\u093c \u0909\u0920\u093e\u0908 \u0917\u0908, \u0932\u0947\u0915\u093f\u0928 \u0915\u094b\u0908 \u0920\u094b\u0938 \u0938\u092e\u093e\u0927\u093e\u0928 \u0928\u0939\u0940\u0902 \u0928\u093f\u0915\u0932\u093e\u0964 \u0905\u092c \u091d\u093e\u0930\u0916\u0902\u0921 \u0932\u094b\u0915\u0924\u093e\u0902\u0924\u094d\u0930\u093f\u0915 \u0915\u094d\u0930\u093e\u0902\u0924\u093f\u0915\u093e\u0930\u0940 \u092e\u094b\u0930\u094d\u091a\u093e (JLKM) \u0928\u0947 \u090f\u0915 \u092c\u093e\u0930 \u092b\u093f\u0930 \u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u092a\u094d\u0930\u0936\u093e\u0938\u0928 \u0915\u0947 \u0916\u093f\u0932\u093e\u092b \u0906\u0902\u0926\u094b\u0932\u0928 \u091b\u0947\u0921\u093c\u0928\u0947 \u0915\u093e \u0910\u0932\u093e\u0928 \u0915\u093f\u092f\u093e \u0939\u0948\u0964<\/p>\n<p><strong>JLKM <\/strong><strong>\u0928\u0947 \u0915\u093f\u092f\u093e \u092a\u094d\u0930\u0936\u093e\u0938\u0928 \u0915\u094b \u0906\u0917\u093e\u0939<\/strong><\/p>\n<p>JLKM \u0915\u0947 \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u0938\u091a\u093f\u0935 <strong>\u0928\u093e\u0917\u0947\u0902\u0926\u094d\u0930 \u091a\u0902\u0926\u094d\u0930\u0935\u0902\u0936\u0940<\/strong> \u0928\u0947 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0926\u0947\u0924\u0947 \u0939\u0941\u090f \u092c\u0924\u093e\u092f\u093e \u0915\u093f <strong>\u0917\u093f\u0930\u093f\u0921\u0940\u0939 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0935\u093f\u092d\u093e\u0917<\/strong> \u092e\u0947\u0902 \u0915\u093e\u0930\u094d\u092f\u0930\u0924 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0935\u0947\u0924\u0928 \u092e\u0947\u0902 \u0915\u091f\u094c\u0924\u0940 \u0914\u0930 EPF \u092e\u0947\u0902 \u0917\u0921\u093c\u092c\u0921\u093c\u0940 \u091c\u0948\u0938\u0940 \u0917\u0902\u092d\u0940\u0930 \u0938\u092e\u0938\u094d\u092f\u093e\u0913\u0902 \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e \u092a\u0921\u093c \u0930\u0939\u093e \u0939\u0948\u0964 \u0907\u0938 \u0938\u0902\u092c\u0902\u0927 \u092e\u0947\u0902 <strong>18 <\/strong><strong>\u091c\u0928\u0935\u0930\u0940 <\/strong><strong>2025<\/strong> \u0915\u094b \u0938\u0902\u0917\u0920\u0928 \u0928\u0947 \u0917\u093f\u0930\u093f\u0921\u0940\u0939 \u0915\u0947 \u0909\u092a\u093e\u092f\u0941\u0915\u094d\u0924 (DC), \u091d\u093e\u0930\u0916\u0902\u0921 \u0938\u0930\u0915\u093e\u0930 \u0915\u0947 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092e\u0902\u0924\u094d\u0930\u0940 \u0914\u0930 \u092e\u0941\u0916\u094d\u092f \u0938\u091a\u093f\u0935 \u0915\u094b \u091c\u094d\u091e\u093e\u092a\u0928 \u0938\u094c\u0902\u092a\u093e \u0925\u093e, \u0932\u0947\u0915\u093f\u0928 \u0905\u092c \u0924\u0915 \u0915\u094b\u0908 \u0920\u094b\u0938 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0928\u0939\u0940\u0902 \u0939\u0941\u0908 \u0939\u0948\u0964 \u0907\u0938\u0938\u0947 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u092d\u093e\u0930\u0940 \u0906\u0915\u094d\u0930\u094b\u0936 \u0939\u0948\u0964<\/p>\n<p><strong>\u0924\u0940\u0928 \u091a\u0930\u0923\u094b\u0902 \u092e\u0947\u0902 \u0939\u094b\u0917\u093e \u0906\u0902\u0926\u094b\u0932\u0928<\/strong><\/p>\n<p>JLKM \u0928\u0947 \u0938\u0930\u0915\u093e\u0930 \u0915\u094b \u091a\u0947\u0924\u093e\u0935\u0928\u0940 \u0926\u0947\u0924\u0947 \u0939\u0941\u090f \u0924\u0940\u0928 \u091a\u0930\u0923\u094b\u0902 \u092e\u0947\u0902 \u0906\u0902\u0926\u094b\u0932\u0928 \u0915\u0930\u0928\u0947 \u0915\u093e \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u093f\u092f\u093e \u0939\u0948\u2014<\/p>\n<ol>\n<li><strong>24 <\/strong><strong>\u092e\u093e\u0930\u094d\u091a <\/strong><strong>2025<\/strong> &#8211; \u0938\u092d\u0940 \u0906\u0909\u091f\u0938\u094b\u0930\u094d\u0938\u093f\u0902\u0917 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 <strong>\u0915\u093e\u0932\u093e \u092c\u093f\u0932\u094d\u0932\u093e<\/strong> \u0932\u0917\u093e\u0915\u0930 \u0936\u093e\u0902\u0924\u093f\u092a\u0942\u0930\u094d\u0923 \u0935\u093f\u0930\u094b\u0927 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u0930\u0947\u0902\u0917\u0947\u0964 \u092f\u0939 \u0915\u0926\u092e \u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u092a\u094d\u0930\u0936\u093e\u0938\u0928 \u0915\u094b \u091a\u0947\u0924\u093e\u0935\u0928\u0940 \u0926\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0909\u0920\u093e\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964<\/li>\n<li><strong>2 <\/strong><strong>\u0905\u092a\u094d\u0930\u0948\u0932 <\/strong><strong>2025<\/strong> &#8211; \u092a\u094d\u0930\u0936\u093e\u0938\u0928 \u0915\u0940 \u0928\u093f\u0937\u094d\u0915\u094d\u0930\u093f\u092f\u0924\u093e \u0915\u0947 \u0916\u093f\u0932\u093e\u092b <strong>\u092e\u0936\u093e\u0932 \u091c\u0941\u0932\u0942\u0938<\/strong> \u0928\u093f\u0915\u093e\u0932\u093e \u091c\u093e\u090f\u0917\u093e\u0964 \u092f\u0939 \u091c\u0941\u0932\u0942\u0938 \u0917\u093f\u0930\u093f\u0921\u0940\u0939 \u0936\u0939\u0930 \u0915\u0947 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0907\u0932\u093e\u0915\u094b\u0902 \u0938\u0947 \u0917\u0941\u091c\u0930\u0924\u0947 \u0939\u0941\u090f \u091c\u093f\u0932\u093e \u092a\u094d\u0930\u0936\u093e\u0938\u0928 \u092a\u0930 \u0926\u092c\u093e\u0935 \u092c\u0928\u093e\u090f\u0917\u093e\u0964<\/li>\n<li><strong>7 <\/strong><strong>\u0905\u092a\u094d\u0930\u0948\u0932 <\/strong><strong>2025<\/strong> &#8211; \u092f\u0926\u093f \u0938\u0930\u0915\u093e\u0930 \u0905\u092c \u092d\u0940 \u0928\u093f\u0937\u094d\u0915\u094d\u0930\u093f\u092f \u0930\u0939\u0940, \u0924\u094b \u091c\u093f\u0932\u093e \u092e\u0941\u0916\u094d\u092f\u093e\u0932\u092f \u0915\u0947 \u0938\u093e\u092e\u0928\u0947 <strong>\u0935\u093f\u0936\u093e\u0932 \u0927\u0930\u0928\u093e \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928<\/strong> \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e, \u091c\u093f\u0938\u092e\u0947\u0902 \u091c\u093f\u0932\u0947 \u092d\u0930 \u0915\u0947 \u0906\u0909\u091f\u0938\u094b\u0930\u094d\u0938\u093f\u0902\u0917 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0902\u0917\u0947\u0964<\/li>\n<\/ol>\n<p><strong>JLKM <\/strong><strong>\u0928\u0947 \u0926\u0940 \u0915\u0921\u093c\u0940 \u091a\u0947\u0924\u093e\u0935\u0928\u0940<\/strong><\/p>\n<p>\u0928\u093e\u0917\u0947\u0902\u0926\u094d\u0930 \u091a\u0902\u0926\u094d\u0930\u0935\u0902\u0936\u0940 \u0928\u0947 \u0926\u094b \u091f\u0942\u0915 \u0936\u092c\u094d\u0926\u094b\u0902 \u092e\u0947\u0902 \u0915\u0939\u093e \u0915\u093f \u092f\u0926\u093f \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0940 \u0935\u0947\u0924\u0928 \u0914\u0930 EPF \u0938\u0947 \u091c\u0941\u0921\u093c\u0940 \u0938\u092e\u0938\u094d\u092f\u093e\u0913\u0902 \u0915\u093e \u0936\u0940\u0918\u094d\u0930 \u0938\u092e\u093e\u0927\u093e\u0928 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u0917\u092f\u093e, \u0924\u094b \u0906\u0902\u0926\u094b\u0932\u0928 \u0915\u094b \u0914\u0930 \u0924\u0947\u091c\u093c \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964 \u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u092a\u094d\u0930\u0936\u093e\u0938\u0928 \u0915\u094b \u0906\u0917\u093e\u0939 \u0915\u093f\u092f\u093e \u0915\u093f \u0905\u092d\u0940 \u0924\u0915 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0936\u093e\u0902\u0924\u093f\u092a\u0942\u0930\u094d\u0923 \u0930\u0939\u0947\u0917\u093e, \u0932\u0947\u0915\u093f\u0928 \u092f\u0926\u093f \u092e\u093e\u0902\u0917\u0947 \u0928\u0939\u0940\u0902 \u092e\u093e\u0928\u0940 \u0917\u0908\u0902, \u0924\u094b \u0906\u0902\u0926\u094b\u0932\u0928 \u0909\u0917\u094d\u0930 \u0930\u0942\u092a \u0932\u0947 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<p><strong>\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0917\u0939\u0930\u0940 \u0928\u093e\u0930\u093e\u091c\u0917\u0940<\/strong><strong>, <\/strong><strong>\u092a\u0930\u093f\u0935\u093e\u0930\u094b\u0902 \u092a\u0930 \u0905\u0938\u0930<\/strong><\/p>\n<p>\u0906\u0909\u091f\u0938\u094b\u0930\u094d\u0938\u093f\u0902\u0917 \u0915\u0930\u094d\u092e\u093f\u092f\u094b\u0902 \u0915\u093e \u0915\u0939\u0928\u093e \u0939\u0948 \u0915\u093f \u0935\u0947\u0924\u0928 \u092e\u0947\u0902 \u0915\u091f\u094c\u0924\u0940 \u0914\u0930 EPF \u0917\u0921\u093c\u092c\u0921\u093c\u0940 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0909\u0928\u0915\u0947 <strong>\u091c\u0940\u0935\u0928-\u092f\u093e\u092a\u0928 \u092e\u0947\u0902 \u0915\u0920\u093f\u0928\u093e\u0908<\/strong> \u0939\u094b \u0930\u0939\u0940 \u0939\u0948\u0964 \u0909\u0928\u0915\u0947 \u092a\u0930\u093f\u0935\u093e\u0930\u094b\u0902 \u0915\u0940 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u094d\u0925\u093f\u0924\u093f \u0916\u0930\u093e\u092c \u0939\u094b \u0930\u0939\u0940 \u0939\u0948, \u092f\u0939\u093e\u0902 \u0924\u0915 \u0915\u093f \u092c\u091a\u094d\u091a\u094b\u0902 \u0915\u0940 \u092a\u0922\u093c\u093e\u0908 \u0924\u0915 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0939\u094b \u0930\u0939\u0940 \u0939\u0948\u0964 \u0915\u0908 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u092e\u0939\u0940\u0928\u094b\u0902 \u0938\u0947 \u0935\u0947\u0924\u0928 \u0928\u0939\u0940\u0902 \u092e\u093f\u0932\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0909\u0928\u0915\u0947 \u0938\u093e\u092e\u0928\u0947 \u0930\u094b\u091c\u093c\u092e\u0930\u094d\u0930\u093e \u0915\u0940 \u091c\u0930\u0942\u0930\u0924\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u0915\u093e \u0938\u0902\u0915\u091f \u0916\u0921\u093c\u093e \u0939\u094b \u0917\u092f\u093e \u0939\u0948\u0964<\/p>\n<p><strong>\u092a\u094d\u0930\u0936\u093e\u0938\u0928 \u0915\u0940 \u091a\u0941\u092a\u094d\u092a\u0940 \u092a\u0930 \u0938\u0935\u093e\u0932<\/strong><\/p>\n<p>JLKM \u0928\u0947 \u0938\u0935\u093e\u0932 \u0909\u0920\u093e\u092f\u093e \u0939\u0948 \u0915\u093f \u0905\u092c \u0924\u0915 \u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u092a\u094d\u0930\u0936\u093e\u0938\u0928 \u0907\u0938 \u0917\u0902\u092d\u0940\u0930 \u0938\u092e\u0938\u094d\u092f\u093e \u092a\u0930 \u091a\u0941\u092a \u0915\u094d\u092f\u094b\u0902 \u0939\u0948? \u0906\u0916\u093f\u0930 \u0917\u0930\u0940\u092c \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0909\u0928\u0915\u093e \u0939\u0915\u093c \u0915\u094d\u092f\u094b\u0902 \u0928\u0939\u0940\u0902 \u092e\u093f\u0932 \u0930\u0939\u093e? \u0938\u0930\u0915\u093e\u0930 \u0915\u0940 \u0913\u0930 \u0938\u0947 \u0915\u094b\u0908 \u0920\u094b\u0938 \u092a\u094d\u0930\u0924\u093f\u0915\u094d\u0930\u093f\u092f\u093e \u0928 \u0906\u0928\u0947 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0928\u093e\u0930\u093e\u091c\u0917\u0940 \u0914\u0930 \u092c\u0922\u093c \u0917\u0908 \u0939\u0948\u0964<\/p>\n<p><strong>\u0906\u0917\u0947 \u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u092a\u0930 \u0935\u093f\u091a\u093e\u0930-\u0935\u093f\u092e\u0930\u094d\u0936 \u091c\u093e\u0930\u0940<\/strong><\/p>\n<p>JLKM \u0915\u0947 \u0915\u093e\u0930\u094d\u092f\u0915\u0930\u094d\u0924\u093e \u0914\u0930 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0932\u0917\u093e\u0924\u093e\u0930 \u092c\u0948\u0920\u0915\u0947\u0902 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902 \u0914\u0930 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u0924\u0948\u092f\u093e\u0930 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964 \u092f\u0926\u093f \u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u092a\u094d\u0930\u0936\u093e\u0938\u0928 \u0905\u092c \u092d\u0940 \u0928\u093f\u0937\u094d\u0915\u094d\u0930\u093f\u092f \u0930\u0939\u0947, \u0924\u094b \u0906\u0902\u0926\u094b\u0932\u0928 \u0915\u094b <strong>\u0914\u0930 \u092c\u0921\u093c\u0947 \u0938\u094d\u0924\u0930 \u092a\u0930 \u0932\u0947 \u091c\u093e\u0928\u0947 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e<\/strong> \u092c\u0928\u093e\u0908 \u091c\u093e \u0930\u0939\u0940 \u0939\u0948\u0964<\/p>\n<p><strong>\u0905\u092c \u0926\u0947\u0916\u0928\u093e \u092f\u0939 \u0939\u094b\u0917\u093e \u0915\u093f \u0938\u0930\u0915\u093e\u0930 \u0907\u0938 \u092e\u093e\u092e\u0932\u0947 \u0915\u094b \u0917\u0902\u092d\u0940\u0930\u0924\u093e \u0938\u0947 \u0932\u0947\u0915\u0930 \u0909\u091a\u093f\u0924 \u0915\u0926\u092e \u0909\u0920\u093e\u0924\u0940 \u0939\u0948 \u092f\u093e \u092b\u093f\u0930 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0905\u092a\u0928\u093e \u0939\u0915\u093c \u092a\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0909\u0917\u094d\u0930 \u0906\u0902\u0926\u094b\u0932\u0928 \u0915\u0930\u0928\u093e \u092a\u0921\u093c\u0947\u0917\u093e\u0964<\/strong><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0924\u0940\u0928 \u091a\u0930\u0923\u094b\u0902 \u092e\u0947\u0902 \u0939\u094b\u0917\u093e \u0935\u093f\u0930\u094b\u0927 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u00a0\u0938\u0941\u0926\u0930\u094d\u0936\u0928 \u0917\u093f\u0930\u093f\u0921\u0940\u0939: \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0935\u093f\u092d\u093e\u0917 \u092e\u0947\u0902 \u0915\u093e\u0930\u094d\u092f\u0930\u0924 \u0906\u0909\u091f\u0938\u094b\u0930\u094d\u0938\u093f\u0902\u0917 \u0915\u0930\u094d\u092e\u093f\u092f\u094b\u0902 \u0915\u094b \u0935\u0947\u0924\u0928 \u0915\u091f\u094c\u0924\u0940 \u0914\u0930 \u092d\u0935\u093f\u0937\u094d\u092f \u0928\u093f\u0927\u093f (EPF) \u092e\u0947\u0902 \u0905\u0928\u093f\u092f\u092e\u093f\u0924\u0924\u093e\u0913\u0902 \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e 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